Under Texas law, all employers are liable to pay the costs of workplace injuries. Nevertheless, they are not required to carry workers' compensation insurance through the Texas Workers' Compensation program.

To cover their workers' compensation obligations, "non-subscribers" that opt out of the program are expected to purchase their own insurance, provide alternate compensation, or simply pay damages out of pocket.

While the purpose of this arrangement may give employers more flexibility in compensating injured employees, the reality is that many non-subscribers fail to purchase insurance to pay workers' compensation damages. Others, including Fortune 500 companies, establish employee benefit plans that severely restrict medical treatment and compensation for on-the-job injuries.



Recovering Compensation Through a Nonsubscriber on the Job Personal Injury Claim



Nonsubscriber on the job personal injury claims are subject to special rules concerning the liability of an employer. For example, as an injured individual, you must show that your employer was somewhat negligent. Furthermore, a court or arbitrator must ignore all of your conduct as an employee unless you took an obvious risk.

You may be able to recover damages for your injuries, pain and suffering related to those injuries, mental anguish, impairment of function, disfigurement, medical expenses, and lost earnings.

The Martini Law Firm has experience in helping Texas workers seek financial compensation for workplace injuries. We can help you recover money for your lost wages, unpaid medical bills, ongoing treatments and other damages.

For more information, contact us online or call 214-753-4757.

All Texas Employees Have Workers' Comp Rights


Nonsubscriber employers will often try to convince injured employees that their injuries are not serious, or are their own fault, or that they are only eligible for compensation if they waive their rights to workers' compensation.

Nothing could be further from the truth. All Texas workers have rights to medical treatment and compensation when they are injured on the job, whether or not a particular employer's "benefits" provide them.

The Martini Law Firm is prepared to fight for the workers' compensation right of workers who are injured due to nonsubscriber employer negligence in agriculture, oil and gas, construction and other industries in which manual labor is required and risks of serious injury are great. We also represent clients who are injured while working at restaurants, offices, warehouses, grocery stores and other businesses.